ANALYSIS
Analysis
Why Is Housing So Expensive?
Housing is expensive because the people who own it vote. A frank analysis of zoning, the homevoter, and what happens when the boomer estates settle.
Why Is Healthcare in America So Expensive?
American healthcare is expensive because of prices, not utilization. Twenty years of data say so. The real question is who collects the margin.
Will AI Take My Job?
The displacement is no longer a projection. It is visible in payroll data, starting with whoever was hired last. An honest assessment, with the numbers.
Who Owns the US National Debt?
Mostly Americans, then the Federal Reserve, then allies. The ownership table is the power table, and the bill only matters if someone can present it.
The Declining Birth Rate Is Real. It Is Also Not America's Problem.
The US fertility rate is 1.63 and falling. Unlike every rival and most allies, America has a working replacement for births. The numbers, frankly.